Paper : Bazzill , My minds eye, vellum note paper, the text paper is some left overs, but can't remember the brand.
Images : The bell is from Making Cards magasine and designed by Nancy Watt. The lady is from Graphic 45.
Charm and corner 'bling' from Kort og godt
Roses from mye rose basket.
Sentiment stamp from Kreativ Hobby, I've used label four from spellbinders nestabilities.
Corner stamp from Prima - dreamer